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Employment law
business insurance

Don’t miss these 2018 employment law dates

With 2018 well underway, stay abreast of upcoming important employment law developments to ensure that your organisation remains compliant: 1 April – Increases to National Minimum Wage (NMW) and National Living Wage (NLW): Both the NMW and the NLW are set to increase once again. You can review the new rates here. 4 April –

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GDPR
Business Advice

Consent checklist: What your business MUST do to comply with GDPR

The way you currently contact your clients and prospects is changing, with the introduction of the EU General Data Protection Regulation (GDPR) in May 2018. Whether you’re sending marketing communications such as blog posts, deals and offers, or providing information about new services, your clients must now specifically agree to be contacted by you. If

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Motor Fleet Insurance

Lorry, Coach and Bus Drivers Face Steeper Fines

Beginning on 5 March, Driver and Vehicle Standards Agency (DVSA) traffic examiners will begin issuing on-the-spot fines to any lorry, coach and bus drivers for drivers’ hours offences committed in the last 28 days, such as exceeding daily driving limits or not taking enough breaks. Previously DVSA examiners could only fine drivers for offences committed

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sleep
business insurance

6 steps to a better night’s sleep

Having trouble getting a good’s sleep? It’s an essential part of all our lives, with most of us spending around a third of our life asleep, but that doesn’t mean we’re doing it well. With March 2018 marking National Bed Month, the Sleep Council wants us to take a moment to think about creating the

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GDPR
Business Advice

New ICO guidance to help you market under GDPR

This past December, the Information Commissioner’s Office (ICO) updated its existing General Data Protection Regulation (GDPR) consent guidance to include the new Article 29 Working Party (Art. 29 WP) clarifications. The Art. 29 WP is an advisory body made up of representatives from the data protection authority of each EU member state, the European Data

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CEOs
Directors' & Officers' Insurance

Bellwether survey reveals what will keep CEOs up at night in 2018

CEOs confidence in potential growth both within the United Kingdom and abroad is high and has caused the attitude in UK boardrooms to be the most optimistic it’s been in 18 months, according to the FT-ICSA Boardroom Bellwether survey. However, this enthusiasm is not without its complications. In fact, there are several situations that UK

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HSE Fines
Business Advice

Rising HSE fines highlight the importance of compliance

In early January, the HSE announced that it would continue its programme of proactive surprise inspections at food manufacturing firms. These inspections are the organisation’s latest effort to motivate firms to reduce the causes of ill health and injury and can result in HSE fines. Making health and safety a priority is an essential goal

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Small business
Business Advice

HOW TO MAKE YOUR SMALL BUSINESS SEEM BIGGER

Whether you’re trying to convince an investor to back your business or want to win over clients from a larger competitor, a small business can sometimes suffer from appearing like small fish in a big pond. So how do you boost confidence in your service and avoid the hesitation some might feel about working with

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Directors and Officers
Directors' & Officers' Insurance

Directors and Officers Liability will keep growing in 2018

In 2017, 36% of UK companies experienced a claim and/or investigation involving directors of their company, up from 21% in 2016.  In 2016 the Financial Conduct Authority investigated 152 individual directors, up from only 62 in 2015. Over the past several years, UK legislation and regulations have greatly expanded the potential number of risks that

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restaurant insurance
Restaurant insurance

5 ways restaurant tech can boost your food business

Create impressive experiences for diners in your restaurant with the latest generation of foodie tech Running a restaurant or food business requires a multi-faceted approach. You must think not just about the food and drink you sell, but also the atmosphere, your staff, maintaining your premises and controlling stock. Thankfully, technology is here to help.

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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