Unoccupied Property Insurance

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Unoccupied Property Insurance

Owning an unoccupied building can pose serious risks due to possible vandalism, undetected repairs, fire and other losses. In addition to insurance protection for your vacant building, unoccupied property insurance can also protect against liabilities in the event someone is injured on your property and claims damages. It may also be a viable option if the property is in the process of being sold or if it is under construction and is uninhabitable.

Lockyer Insurance Brokers specialises in unoccupied property insurance and we are happy to quote for empty buildings including high value properties or those that have been vacant over a long term. We will advise of you of any special conditions required under a policy such as special locks or security devices.

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We Work With You

Lockyers is a leading independent insurance broker, our team has over 200 years of experience in the insurance business between us! This experience, combined with extensive buying power and the latest technology, means we can offer you the most intelligent insurance option for your vacant property. Lockyers works with most UK branded insurers and we have the buying power to get competitive deals and access to exclusive products for our clients.

We aren’t just here to sell you a policy either. Once you become one of our clients we will work with you on an ongoing basis, adjusting the policy to meet the needs of your changing property portfolio. Should the worst happen and you need to claim, our dedicated claims managers will handle your claim and help to appoint contractors and claims professionals where needed. Getting you back to normal as soon as possible!

Cover can be tailored to include:

  • Buildings
  • Legal expenses
  • Subsidence
  • Terrorism
  • Property owners’ liability

MY BUSINESS TOOLKIT is a helping hand for running your company. Lockyers give FREE access for all business clients to articles, “How To Guides” and template forms that cover many aspects of business management including Legislation and Compliance, Business & Technology, Human Resources, Risk Management and Safety.

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