Petrol Station and Forecourt Insurance
Get Your Business insurance quote today!
get the right protection
Lockyers are a leading insurance broker. Our experienced brokers are able to find insurance for even high risk businesses including petrol stations. We have access to most UK branded insurers and utilise this buying power to design a bespoke petrol station and forecourt insurance solution for the most complex requirements, getting the right protection at the right price.
We aren’t just here to sell you a policy either. Once you become one of our clients we will work with you on an ongoing basis, adjusting the policy to meet the needs of your changing business. Should the worst happen, our dedicated claims managers will handle your claim and can help to appoint contractors and claims professionals where needed. Getting you back to normal in no time!
Cover can be tailored to include:
- Fuel storage insurance – protection against liability and potentially clean-up costs associated with environmental damage to land or water caused by pollution due to fuel stored in your bulk tanks
- Stock insurance – cover for damage or theft of products
- Buildings insurance – cover to protect your premises in the event of structural damage such as fire damage
- Public liability insurance – cover for claims due to customer injury or loss. This is especially important with so many customers at your premises and at risk from even simple hazards such as spillages – Find out more
- Product liability insurance – covers the cost of compensation claims for injury or damage to people or properties by a faulty product that your business designs, manufacturers or supplies – Find out more
- Employers’ liability insurance – a legal requirement if you have 1 employee or more to cover against any action taken by any employee in the event of accident or loss – Find out more
- Tenants improvements insurance – cover for permanent changes made to a leased property by the tenant rather than the landlord such as: wiring, built in cupboards, installation of stud walls
- Contents insurance – cover for items such as tills, fixtures and fittings from damage and theft, especially when some equipment can be very expensive.
- All risk items away from the premises insurance – including laptops and phones
- Loss of profits insurance – cover to allow your profit levels to be maintained in the event of business downtime so your business will still receive income
- Computer insurance – cover for loss, theft or accidental damage
- Goods in transit insurance – cover includes goods in vehicles owned or operated or carried by a third party.
- Motor fleet insurance – cover for fleets of 3 vehicles or more including cars, vans, HGVs – Find out more
- Legal expenses insurance – protection from the costs of legal proceedings including employment and tax disputes
- Directors’ and officers’ insurance – cover for claims from anyone who feels they have suffered a loss arising from a director acting wrongly in their position e.g. from employees, shareholders, creditors, regulators, customers, government – Find out more
- Machinery and plant insurance – cover for damaged or stolen machinery including generators that you own or that you’ve hired
- Engineering inspection policy – if your business involves the operation of plant and machinery including electrical installations, lifting and ventilation equipment or pressure systems then regular inspections are required to check they are operating safely within the relevant legal requirements. This policy covers the services of qualified professionals to inspect the plant and offer expert advice – Find out more
