There are two main reasons why you should take out employers’ liability insurance: firstly, to avoid your business being wiped out by a substantial claim for compensation by an employee being injured or killed at work. Secondly, you’re almost certainly obliged by law to take out a policy. Businesses without at least £5m of cover
As well as pre-booked summer holidays, unplanned absences tend to spike during a heatwave. These days off, which are most likely to be on Mondays, Fridays and the day before holidays, are noted to reduce productivity by a whopping 36.6%. It can be tempting to slack off when you’d rather be nibbling a ninety-nine in
According to a recent study, almost half of small business owners cancel social plans at least once a week because they are too busy with work-related matters and 25% have fallen ill due to stress and overwork. As a small business owner, it can be easy to fall into the trap of being stuck in
When 4G was launched by EE in 2012, customers were promised speeds up to five times faster than its 3G predecessor. As well as this, they could benefit from extra capacity allowing for streaming on the move. This new technology came at a price, however. The entry tariff for a 4G contract with only 500MB
Cyber crime can seriously affect your business. Malware has the potential to harm your computer in a number of ways, whether it be your PC, Mac, smartphone or tablet. A botnet is formed when the security of multiple computers is breached with the same strain of malware, forming a network of machines that the criminal
Between the implementation of the GDPR and a frenzy of high-profile data breaches, this past year has strengthened public concern over personal data protection and misuse. Not to mention, now that the public has more rights regarding the details of their personal data collection, processing and use, they are more likely to join in the
Although clicking on and responding to emails in the workplace is a common practice, recent research revealed it’s also a top cyber-security concern as cyber attacks are on the rise. Indeed, among the methods cyber-criminals use to attack organisations, social engineering scams and ransomware are on the rise. Social engineering scams, such as email attacks
Architects are relied upon in many construction projects, from drawing up initial plans to build a structure, specifying materials to use and overseeing the overall project to its completion. Yet it’s often one single person carrying this responsibility, and mistakes can happen. Professional Indemnity insurance safeguards against claims for losses from your client in the event
More and more of us are discovering the joys of working for ourselves, leaving traditional workplaces to become self-employed or start our own small companies. Since 2008, the number of freelancers working in the UK has increased 36% from 1.4 million to a staggering 1.91 million. According to a report by the Association of Independent
Retail giants continue to fall here, there and everywhere, even the resiliently successful ones like Tesco turn cannibal by focusing on online sales to spite their dwindling offline marketplace. It means there are increasingly more vacant premises on UK high streets that, often due to the sheer size of them, are an impossible model for
