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ice cream
Shop insurance

Keeping it cool – who’s whipping up a frenzy in the ice cream industry?

Most of us enjoy a good ice cream and the majority of people can pinpoint the best ice cream they’ve ever had and where it was. Whilst we’ll always enjoy a Mr Whippy on the beach despite fighting off seagulls, those who work in the industry are constantly thinking up new inventive ways for us

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D & O
Directors' & Officers' Insurance

Cost Drivers of Directors and Officers (D & O) Liability Insurance

Directors and Officers Liability (D & O) insurance is a fundamental component of any company’s risk management programme. A lack of D & O insurance may dissuade talented individuals from seeking an executive position at your company, as they don’t want to put their personal assets at risk in the event of a legal action.

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GDPR
Directors' & Officers' Insurance

How could GDPR affect your commercial insurance?

From 25th May 2018, UK businesses had to comply with the new EU General Data Protection Regulations. We explain how they could also affect your commercial insurance cover. By now you will be aware of the practical changes you had to make in advance of the new legislation, but your data processing practices are not the

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Liability
Directors' & Officers' Insurance

Directors’ and Officers’ Liability Insurance

In today’s business climate of corporate transparency and accountability, an organisation’s officers and directors face a myriad of employment-related exposures. Claims can come from many sources, employees, regulators, shareholders, creditors, customers, etc. Ever-changing regulations, increased employee awareness of employment rights as well as the rise of shareholder activism means directors are more frequently at risk,

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Bar
Pub and Bar Insurance

Medicinal beer, exploding bottles and beer baths

If you run a pub or bar here are some interesting facts you might not know about beer. Clear, brown or green? Most of us have heard the popular song ‘10 green bottles hanging on the wall’, but do you know why beer bottles are usually green or brown? Beer was initially sold in clear

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Pub
Pub and Bar Insurance

Calling all pub landlords!

Get the most out of the 2018 FIFA World Cup this summer. It’s not just about the Three Lions, England fans are first and foremost devoted football fans, and they’ll be more than content watching Morocco vs. Iran. But with so much competition and so many pub/bar options for customers to choose from, how do

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remote working
business insurance

The remote working revolution: should you be a part of it?

The increasing integration of digital devices within the workplace has freed employees from the confines of their office desks. Remote working is now easier than ever; to utilise those hours spent commuting by responding to emails, crafting proposals or catching up on the latest industry news. In a similar way, mobile devices have also given

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start-up business
Business Advice

How to expand your start-up business

So you’ve been running your start-up business for a while now and feel the time has come to expand? You’re in luck. With the advancement of online technology it’s never been easier to grow your business internationally, with translation services, overseas banking and global travel more accessible than ever. With the right strategy, resources and

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Fears
Business Advice

Survey reveals British adults top 50 fears

Do your fears include not understanding new memes (photos with captions which frequently sweep the internet) contribute to FOMO? (fear of missing out). Are you terrified by the prospect of someone asking you who you voted for in the election, or would you rather this than discover you’ve had food stuck in your beard or

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privacy notice
Business Advice

GDPR – don’t overlook your privacy notice

The GDPR comes into effect on 25 May, which does not leave your organisation much time to comply. While you’ve most likely been busy making the necessary high-level GDPR revisions, such as to how you obtain clients’ consent, you may be overlooking a key GDPR component—your privacy notice. These notices provide data subjects, such as

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Creativ

Unit 7
The Office Village
Silkwood Park
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WF5 9TJ

Ethos Broking

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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