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Underinsured
Business Advice

Are you underinsured?

Many UK businesses risk their own survival by remaining underinsured. This occurs when a business has insufficient cover to meet its needs, whether that means its assets are valued and insured at less than their true value, its limit of indemnity is too low or its maximum indemnity period is too short. Unfortunately, underinsurance is

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legionella
Property Advice

Is your unoccupied building harbouring legionella bacteria?

As many commercial and residential buildings remain empty over periods of lockdown, experts are concerned that these have the potential for a build-up of legionella bacteria, responsible for Legionnaires’ disease. Why it happens Legionella bacteria can grow and multiply in building water systems, particularly when water is left stagnant or tepid, or the system is

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boiler
Property Advice

Winter is coming: is your boiler ship-shape?

It’s Christmas day, and you wake up to open your presents. Brrr! It’s cold! You go to put the boiler on, only to realise that it’s not working. What do you do? Probably panic. You can avoid this worst-case-scenario by getting your boiler checked before winter is in full swing. Although you can’t guarantee your

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autumm
Business Advice

Autumn leaves – avoiding blocked drains

Autumn is upon us, the nights are drawing in and we’re grudgingly packing away our shorts and flip-flops for another year in place of cosy jumpers, winter coats and knitted scarves. Whilst autumn has its upsides, those crispy golden leaves can become quite a nuisance. Yes, we’re talking about blocked drains… A build-up of fallen

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Fire risks
Construction Industry Insurance

Modern methods of construction add to arson and hot works fire risks

Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate fire risks. According to the National Fire Chiefs Council, arson and wilful fire raising

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flooding
business insurance

Tops tips to stay safe against flooding

As the threat of Storm Christoph looms, set to bring widespread flooding across the UK, we take a look at what steps you can take to protect your property. The severity of the weather has meant that properties previously not considered to be situated in flood-prone areas may now be at risk. Have you checked

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Eviction ban extension
Property Advice

Here’s what the eviction ban extension means

Many landlords will have been relieved to hear that after a 5-month ban, they would finally be able to start court proceedings for evictions from the 23rd August. However, on the 21st of August, the Government announced that there would be an eviction ban extension for a further four weeks until the 20th September. Support for renters

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rent
Property Advice

The landlord rent crisis: Navigating a pandemic

As the cost of rent continues to rise across the UK during the coronavirus, tenants are increasingly struggling to keep up. Due to many commercial and residential tenants across the UK facing financial difficulties amid the COVID-19 Government-imposed lockdown, this has meant that despite this rise in rental premiums, landlords are receiving thousands less in

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unoccupied property
Unoccupied Property Insurance

Unoccupied Property. A guide to protecting your business premises

To view the full guide click on the link below. Lockyers Unoccupied Property Guidance Pack As a result of the COVID-19 pandemic, many organisations are having to change and adapt their ways of working. Many are now enabling home working, reducing to skeleton staffing, or introducing cleansing regimes to maintain their daily operations. However, for

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commercial property
Commercial Property Insurance

Commercial Property Landlord Liabilities

As the owner or manager of commercial property, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you help your tenants’ businesses thrive as well as keep yourself safe from charges of negligence and insurance claims. Furthermore, as general legislative trends see more and more senior managers, directors and officers

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Unit 7
The Office Village
Silkwood Park
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WF5 9TJ

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