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COVID-19
Business Advice

COVID-19 HMRC Enquiry

For thousands of businesses, the Self Employment and furlough schemes were a life support when a full lockdown began in March 2020 due to the Covid-19 pandemic; however, the schemes had to be developed quickly and were, at times, being developed and amended in real time. The evolving guidance and swift implementation has meant that,

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Blue Monday
Cyber Liability Insurance

Blue Monday

The 3rd Monday in January has been designated as Blue Monday and is seen as the most depressing day of the year. This, combined with the ongoing uncertainty due to the global coronavirus pandemic, is likely to cause worries and doubts for many workers. According to a survey conducted by Human Resource Management, 65% of

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underinsurance
Business Advice

Brexit, Covid -19 and the risk of underinsurance

While Brexit and Covid-19 have led to supply chain issues and adapted business operations, the insurance implications of these are often not taken into account. Make sure that you and your business don’t fall victim to the dangers of underinsurance. BREXIT EFFECTS ON CONSTRUCTION AND OPERATING COSTS With the UK no longer being a member

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Risk management
Risk Management

Risk Management: the ins and outs

You might never have heard about risk management before. Or perhaps you’ve heard it in passing when reviewing your business insurance. You might even have had experience with how it works and how it can help. This article looks at the ins, the outs and everything in between. What is risk management? Risk management, simply,

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Budget
Business Advice

Budget Highlights – March 2021

Dubbed ‘a budget for the pandemic’, the Chancellor of the Exchequer has delivered the Government’s 2021 budget. Below are 10 things in Rishi Sunak’s speech that will affect individuals and businesses alike. Continuing to pay wages of those on furlough Announced in advance, furlough has been extended until September. The scheme – which pays 80%

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Roadmap
Business Advice

Roadmap out of the third lockdown – Health and Safety Implications

On 22 March, the Prime Minister announced the government’s proposed roadmap out of lockdown. The road ahead The government is hopeful that most of the economy will be able to open before the end of June, subject to four steps set against four key tests: how the vaccine roll-out is going, how vaccination is affecting

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lockdown 2
Business Advice

What we know so far about reopening after lockdown 2

If you’re hoping to reopen your business at the end of lockdown 2 on the 2nd December, you will want to know exactly how you will be affected based on the tier that you’re operating under. To help you understand more about your specific business, we’ve answered some of your FAQs below. Click here to

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boost morale
Cyber Liability Insurance

Boost morale at work without breaking the bank

While after the first UK lockdown began to subside in July, we began to see a semblance of normality, lockdown 2 has plunged many workers back into uncertainty and for many, back into remote working situations. Now, worries and doubts are starting to creep in once again. According to a survey conducted by Human Resource

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furlough scheme
Business Advice

Government furlough scheme is extended until March

Since it started in March this year, the Coronavirus Job Retention Scheme (CJRS) or the furlough scheme has been extended a number of times to align with Government decisions made surrounding lockdown. In a move which will bring a great source of relief to many businesses, Chancellor Rishi Sunak has recently extended the current furlough

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Job Support Scheme
Business Advice

Job Support Scheme – what you need to know

On the 20th March this year, the Government announced a series of measures that they were putting in place to help businesses through the nationwide lockdown; this included the Coronavirus Job Retention Scheme. The scheme allowed employers to put their staff on temporary leave, or ‘furlough’ while continuing to supply them with a wage which was

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WF5 9TJ

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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