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COVID-19
Business Advice

COVID-19 HMRC Enquiry

For thousands of businesses, the Self Employment and furlough schemes were a life support when a full lockdown began in March 2020 due to the Covid-19 pandemic; however, the schemes had to be developed quickly and were, at times, being developed and amended in real time. The evolving guidance and swift implementation has meant that,

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extreme weather
Business Advice

Extreme weather – storms Eunice and Franklin

The UK has been battered by storms over the past few days, with not one but two named storms hitting all parts of the nation since Friday 18th February, leaving damage and disruption in their wake. Extreme weather such as a storm can cause widespread damage to homes and businesses. If you’ve been affected, we

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Contingency planning
Business Advice

Contingency planning for weather emergencies

The Met Office are forecasting for Storms Dudley and Eunice to hit the UK this week, bringing wind, rain and snow. If your business can keep going in the face of adverse weather events, it’s a good sign that you have strong, resilient processes and structures. If operations grind to a halt then it’s likely

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Ferris Wheel
business insurance

International Ferris Wheel Day

Not only is 14th February Valentines Day its also International Ferris Wheel Day. From the London Eye to fairground rides, ferris and observation wheels are a favourite attraction. The original Ferris wheel was designed by George Washington Gale Ferris Jr. The challenge was create a showpiece for the 1983 World’s Columbian Exposition in Chicago to

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Highway Code
Motor Fleet Insurance

Changes to the Highway Code

Changes to the Highway Code, designed to improve road safety for people cycling, riding horses or driving horse drawn vehicles and pedestrians, came into force on 29th January 2022. The updated code states that while all road users are responsible for their own safety and that of other road users “those in charge of vehicles

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cyber insurance
Cyber Liability Insurance

How to avoid voiding your cyber insurance

Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need

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Safedrive
Motor Fleet Insurance

Safedrive Risk Management and Driver Training Programme

Lockyers are delighted to announce our collaboration with Safedrive, Towergate’s Risk Management and Driver Training programme. The team passionately believe in a risk management-led approach to reducing the likelihood of occupational driving accidents, claims, and their consequential losses. Safedrive work alongside businesses to ensure their drivers are properly licenced, profiled, trained and equipped, and cover

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video conferencing
Cyber Liability Insurance

The rise of video conferencing hacking

As we have transformed our way of working across the nation over the past couple of years, video conferencing has become the norm when it comes to holding both business meetings and personal catch-ups. From high-level conference calls and company-wide webinars to virtual quizzes and catching up with friends, the advantages of these platforms are

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Electric vehicles
Motor Fleet Insurance

The little known risks of electric vehicles

It is important now more than ever to consider the new risks that come with the new era of electric vehicles, says Martin Pearse, Operations Business Partner for Ethos Broking. With the sale of new non-electric cars ending in less than nine years, buying an electric car seems to be an inevitable personal and business

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Cold weather
Business Interruption Insurance

Cold weather risks faced by small businesses

Cold weather and a few inches of powdery snow might send the nation into a frenzy, but business owners will testify that the prospect of a day off work can have a serious impact on profits. However, a little bit of preparation can be key to avoiding disruption – and business interruption. Employee Attendance Cold weather

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Creativ

Unit 7
The Office Village
Silkwood Park
Wakefield
WF5 9TJ

Ethos Broking

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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