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air pollution
Motor Fleet Insurance

London is fighting air pollution: Has the time come to upgrade your fleet?

From 8th April 2019, Central London will be introducing an Ultra-Low Emission Zone (ULEZ) to tackle the problem of excessive air pollution in the city. Once this has been initiated, there are further plans to extend this to include the inner London area bounded by the North and South Circular Roads. This will come into place

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SMEs
Business Advice

Why do some SMEs fail? What to do and what to avoid

Longevity and sustainability for a new business are difficult to master. Contrary to popular belief, 30% of new SMEs fail within the first two years, according to the Small Business Association (SBA). The SBA goes on to state that 50% of businesses fail in the first 5 years, 66% in the first 10 years, and

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landlords
Property Advice

What landlords should look out for in 2019

Landlords have already seen the effects of a reduction on the tax reliefs they can claim, and more big changes are planned to happen over 2019. Yet, with Brexit still in negotiations and the future of the country still in a state of flux, nothing is certain. We take a look at what could happen

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Insurance
news

A brief history of insurance

For most of us, insurance is a necessary facet of everyday life – as well as forming a large portion of the economic world we live in. The UK insurance market is the largest in Europe and the third largest in the world, and according to the Association of British Insurers (ABI) it employs around

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small businesses
Small Business Insurance

The power of the pun: the punniest names for small businesses

A record number of new businesses opened last year so if you’re looking to stand out from the crowd, you’ll need to a make strong first impression. A witty or quirky business name is usually much more memorable, which, in turn, can impact customer perception, add recommendations and give you increased exposure on social media.

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Bars
Bar Insurance

What makes a good bar? Tips from the 50 best bars in the world

People go to bars for all types of reasons. It could be astounding drinks they’re after or a world-class food menu. Perhaps it’s the music or the atmosphere, or it could be a haunt for the famous. Whatever you’re after, here are some top tips for getting it right to ensure your bar is a

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cold weather
Business Advice

When should employees stay home to build a snowman?

As climate change brings unpredictable weather patterns and extremes, it has never been so important for businesses to have an adverse weather policy. Organisations must balance the need for business continuity against the requirement to avoid unnecessary risk. Without an adverse weather policy, employees may be uncertain about the rules that apply during harsh weather

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Movie
Business Advice

Movie Liability: Missed insurance claims in Tinseltown

Is Christmas really Christmas without the classic films that seem to have been with us forever? There are few better feelings over the festive period than cosying up with snacks in front of our favourite movie. For the characters involved, though, it’s stressful, humiliating and often painful. Without further ado, we take a look at

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shops
Shop insurance

14 high street shops close every day, PwC report says

2,692 shops closed down on Britain’s high streets between January and June this year with more stores expected to continually disappear. The PwC report shows that store closures outweigh new openings by over 1,100. By 2030, it’s predicted more than 100,000 more stores will close as e-commerce continues to thrive. Not surprisingly, fashion shops and

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employment law
Liability Insurance

Employment Law: Is my boss allowed to…

When we need an answer to a burning question, it’s common for many of us turn to Google. But when it comes to employment law, the public has been asking the search engine some worrying questions about exactly what powers bosses do and don’t have over their employees. Here are some of the questions, and

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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