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mental health
Business Advice

Starting the mental health conversation virtually

Talking about mental health isn’t always easy. And when these conversations need to happen remotely, this can get even more tricky to navigate. As the coronavirus pandemic continues and we’re continuing to face isolation and uncertainty, more than half of adults and over two thirds of young people have said that their mental health declined

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underinsurance
Business Advice

Brexit, Covid -19 and the risk of underinsurance

While Brexit and Covid-19 have led to supply chain issues and adapted business operations, the insurance implications of these are often not taken into account. Make sure that you and your business don’t fall victim to the dangers of underinsurance. BREXIT EFFECTS ON CONSTRUCTION AND OPERATING COSTS With the UK no longer being a member

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autumm
Business Advice

Autumn leaves – avoiding blocked drains

Autumn is upon us, the nights are drawing in and we’re grudgingly packing away our shorts and flip-flops for another year in place of cosy jumpers, winter coats and knitted scarves. Whilst autumn has its upsides, those crispy golden leaves can become quite a nuisance. Yes, we’re talking about blocked drains… A build-up of fallen

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Extreme weather
Business Advice

PROTECT YOUR PROPERTY FROM EXTREME WEATHER

While flood risks are normally associated with the winter months, extremely high temperatures throughout the summer months has led to an increased risk extreme weather events such as thunder storms with the expectation of flooding of homes and businesses, lightning strikes and strong winds. Flooding can be a precarious period for businesses, so planning for

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whiplash reform
Business Advice

Whiplash Reforms – Business Information Update

There are significant changes being made regarding the handing of low value Road Traffic Accident injury claims. One of the biggest changes is the change to the Civil Procedure Rules regarding Whiplash injury. For more information click on the link below. Lockyers Whiplash Reform Business Information Update If you would like more information or review

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Insurance claim
Business Advice

DEALING WITH A DENIED INSURANCE CLAIM

Making a claim on your insurance can be a stressful process and without the right support, it can feel like there’s no-one but you to fight your corner. If your claim has been rejected then don’t despair, there are things that can be done to either overturn the decision or get back on your feet

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Fire risks
Construction Industry Insurance

Modern methods of construction add to arson and hot works fire risks

Arson and hot works are among the most common causes of fire in the UK, whilst modern methods of construction are also a leading factor in many fires. With this as a backdrop, businesses and organisations need to manage and mitigate fire risks. According to the National Fire Chiefs Council, arson and wilful fire raising

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Hard Market
Business Advice

Your guide to the hard market

You may have heard that the insurance industry has entered a hard market period, but what does that actually mean? Insurance is cyclical. Just like how the seasons change, the market fluctuates, with each insurance ‘season’ lasting anywhere between two to 10 years. On top of that, there are two types of insurance cycle conditions

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Budget
Business Advice

Budget Highlights – March 2021

Dubbed ‘a budget for the pandemic’, the Chancellor of the Exchequer has delivered the Government’s 2021 budget. Below are 10 things in Rishi Sunak’s speech that will affect individuals and businesses alike. Continuing to pay wages of those on furlough Announced in advance, furlough has been extended until September. The scheme – which pays 80%

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Roadmap
Business Advice

Roadmap out of the third lockdown – Health and Safety Implications

On 22 March, the Prime Minister announced the government’s proposed roadmap out of lockdown. The road ahead The government is hopeful that most of the economy will be able to open before the end of June, subject to four steps set against four key tests: how the vaccine roll-out is going, how vaccination is affecting

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Unit 7
The Office Village
Silkwood Park
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WF5 9TJ

Ethos Broking

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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