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Empty house
Unoccupied Property Insurance

Empty house smell

If your house has been unoccupied for a while it may begin to smell stale. All buildings smell even if there is nothing wrong with them. The trick is to identify which smalls are natural and which may point towards underlying problems. The house smells stale A stale smell is probably due to lack of

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Probate
Property Advice

Probate – key facts

Once someone has died the validity of their will have to be officially proved – this is called probate. Once probate is granted the process of administering the estate including money, possessions and property can go ahead. Time limit for applying for probate The probate application has no time limit but other elements of the

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unoccupancy cover
Unoccupied Property Insurance

Here’s how your unoccupancy cover could have changed from 15th June

The continued restrictions that have been put in place to fight the coronavirus have had a drastic impact on UK businesses, particularly within the retail, food and hospitality sectors. This continued closure raised concerns within businesses and insurers due to the number of unoccupied buildings suddenly skyrocketing, without a clear end date in sight. Many

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buy to let
Property Advice

The future of the property and buy to let market post-lockdown

As the UK housing market slowly unfurls back into action following the latest Government advice for certain businesses, industry professionals have warned that rebooting the market won’t be a quick process. We take a look at what people across the industry are predicting for the future of the property and buy to let markets in

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back pain
Working from home

Avoid back pain when working from home

As the days turn into weeks during the UK lockdown, most of us are now much more accustomed to working from home and have started to adopt a new daily routine. For many of us, this has meant creating a home office, whether that’s in your spare room, lounge or kitchen. While this makes sticking

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unoccupied property
Unoccupied Property Insurance

Unoccupied Property. A guide to protecting your business premises

To view the full guide click on the link below. Lockyers Unoccupied Property Guidance Pack As a result of the COVID-19 pandemic, many organisations are having to change and adapt their ways of working. Many are now enabling home working, reducing to skeleton staffing, or introducing cleansing regimes to maintain their daily operations. However, for

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unoccupied property
Commercial Property Insurance

Unoccupied Property Insurance

Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own unoccupied property, it is advisable to purchase unoccupied property insurance, also known as unoccupied building insurance to protect against risks. Risks Fire Lightning damage Explosion Windstorm or hail damage Smoke

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Silkwood Park
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WF5 9TJ

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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