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Small business
business insurance

Definition of a small business

There are 5.5 million businesses registered in the UK and over 99% are classified as a small business or medium sized enterprises. These small or start up businesses operate across the whole spectrum of industries and services but when does a small business reach the next tier? What is an SME? There is no single

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Business continuity
business insurance

Business Continuity Planning

We live in an uncertain, everchanging world and whatever the size of your company, business continuity planning for the unexpected is important. Disruption to your business can be triggered by many causes from extreme weather to a terrorist attack but having a plan in place should help recovery time. Analysing business risks Questions worth asking:

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Business insurance
Business Advice

Business Insurance – a buyers’ guide

Key risks covered by business insurance policies Business insurance is there to help give you peace of mind and protect you from losses which may arise during normal business proceedings. There are a variety of different risks that can be covered and Lockyers will work with you to identify which cover you need (and just

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Risk assessment
Business Advice

Carrying out a risk assessment at work

Risk assessments are important as they can help to avoid accidents and reduce the chance of a liability insurance claim. Accidents can cost businesses a significant amount of money through damages claimed and it’s not all about costs. People are at stake when it comes to health and safety and businesses have a duty of

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Terrorism Insurance
Terrorism Insurance

Do I really need terrorism insurance?

We know that no building is exempt in a terrorist attack and the businesses and property owners we help protect know this too. Recent history tells us that terrorist attacks can happen in many locations. When businesses suffer, they are often not the primary target but are based in the same area as the target.

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Contingency planning
Business Advice

Contingency planning for weather emergencies

The Met Office are forecasting for Storms Dudley and Eunice to hit the UK this week, bringing wind, rain and snow. If your business can keep going in the face of adverse weather events, it’s a good sign that you have strong, resilient processes and structures. If operations grind to a halt then it’s likely

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Ferris Wheel
business insurance

International Ferris Wheel Day

Not only is 14th February Valentines Day its also International Ferris Wheel Day. From the London Eye to fairground rides, ferris and observation wheels are a favourite attraction. The original Ferris wheel was designed by George Washington Gale Ferris Jr. The challenge was create a showpiece for the 1983 World’s Columbian Exposition in Chicago to

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cyber insurance
Cyber Liability Insurance

How to avoid voiding your cyber insurance

Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need

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Cyber attack
Cyber Liability Insurance

Cyber attack on high society jeweller

Multiple news outlets reported a cyber attack on high-end jewellery firm Graff.  Cyber criminals are said to have leaked up to 69,000 confidential documents including the details of David Beckham, Donald Trump, Oprah Winfrey and Sir Philip Green. It is thought that the criminals have demanded tens of thousands of pounds in ransom to stop

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Winter
Business Advice

WINTER IS HERE – IS YOUR BUSINESS READY?

With temperatures dropping and the chance of snow on the horizon, are you ready for winter as a business owner? Here’s some tips to keep everything running smoothly so you can continue to provide great service, whatever the weather outside. Helping you plan for the worst If you haven’t already been inspired by the disastrous

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Unit 7
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Silkwood Park
Wakefield
WF5 9TJ

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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