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Small business
business insurance

Definition of a small business

There are 5.5 million businesses registered in the UK and over 99% are classified as a small business or medium sized enterprises. These small or start up businesses operate across the whole spectrum of industries and services but when does a small business reach the next tier? What is an SME? There is no single

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Terrorism Insurance
Terrorism Insurance

Do I really need terrorism insurance?

We know that no building is exempt in a terrorist attack and the businesses and property owners we help protect know this too. Recent history tells us that terrorist attacks can happen in many locations. When businesses suffer, they are often not the primary target but are based in the same area as the target.

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cyber insurance
Cyber Liability Insurance

How to avoid voiding your cyber insurance

Cyber security is important but getting security systems in place to prevent an attack is only half the battle. Cybercriminals are constantly evolving and no matter how well protected you are, it only takes one wrong click to infiltrate your network. This means that, as well as having your defences set up, you also need

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Halloween
Business Advice

Your Halloween Survival Guide

Halloween can be traced back as far as the ancient festival of Samhain when, on the 31st of October, the ghosts of the dead would revisit the mortal world. To ward off any evil spirits in their midst, large bonfires were lit in each village. Druids then walked from house-to-house with embers from the sacred bonfire

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Hackers
Cyber Liability Insurance

Hackers: What’s the worst that could happen?

Recent figures show that hackers stole more than £4.5bn from the British population alone, with over 17 million victims hacked. Reports recently have indicated that almost half of UK businesses have now been subject to a security breach or hack. Whilst fresh figures indicate these statistics may rise again this year, it’s worth considering whether

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local lockdowns
business insurance

How local lockdowns could affect you

Despite the Government having eased the nationwide lockdown, we’re seeing an increasing number of localised lockdowns being enforced up and down the UK. So far, Leicester, Preston, east Lancashire, parts of West Yorkshire and Greater Manchester and Aberdeen have seen local lockdowns and the risk of others going the same way looks imminent. As the

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Customer engagement
Business Advice

Driving customer engagement over COVID-19

Throughout the COVID-19 pandemic, 1 in 3 businesses say that maintaining customer engagement has been their biggest challenge while adapting to new ways of working, according to telecommunications provider Esendex. Businesses are needing to tailor how they communicate in order to continue to deliver their high levels of service to align with the changing lifestyles

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Pop-up stores
Shop insurance

Pop-up stores: What to consider when opening post lockdown

Before COVID-19 struck worldwide, pop-up stores were thriving. But when the UK’s retail sector went into lockdown, pop-up stores did the same. Now that many stores have reopened, with many more planning to in the near future, it’s thought that in this tough economic period that’s steeped with uncertainty, pop-up stores could make a fast

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Remote
Business Advice

Looking to the future: remote working

As lockdown continues to ease, your business is likely considering how the future of your office looks now that your employees have spent considerable time remote working from home. While some roles require an office environment, many can be performed just as well remotely, with many reporting that their performance has gone up during this

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job retention scheme
Business Advice

The latest on the Coronavirus Job Retention Scheme

When the Coronavirus Job Retention Scheme was initially made available, its purpose was to issue grants to employers to ensure they could retain and continue to pay their staff despite having to close. Under the scheme, the Government covered 80% of the wages of furloughed employees up to £2,500 a month. In May, the Chancellor

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Unit 7
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Silkwood Park
Wakefield
WF5 9TJ

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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