Liability insurance is easy to buy but you need to make sure that the cover is appropriate for the legal and moral risks faced by your business. In the simplest sense it refers to something that causes a problem or hindrance. An example is, if your health and safety standards slip this could result in
There are two main reasons why you should take out employers’ liability insurance: firstly, to avoid your business being wiped out by a substantial claim for compensation by an employee being injured or killed at work. Secondly, you’re almost certainly obliged by law to take out a policy. Businesses without at least £5m of cover
When we need an answer to a burning question, it’s common for many of us turn to Google. But when it comes to employment law, the public has been asking the search engine some worrying questions about exactly what powers bosses do and don’t have over their employees. Here are some of the questions, and
‘Tis the season of the office Christmas party, a chance for employees to let their hair down, have a drink and get merry. But a party atmosphere, uninhibited staff members and too many complimentary white wines can sometimes have a less-than-desired effect. The NHS says that more than 80,000 people require hospital treatment every year
Starting a business is exhilarating. Insurance isn’t. Dependent on the type and size of your business, you’ll likely need some level of insurance to legally satisfy your business duties. Checking out insurance types and deciding which is and isn’t applicable to you, is stressful, time-consuming and can make you feel out of your depth. Due
The British Standards Institution (BSI) has developed the world’s first international standard for occupational health and safety management, with input from over 70 countries. Aiming to address the global need to improve the health and safety of workers, ISO 45001 encourages employers to view occupational health and safety as an investment, rather than a regulatory
In 2015-16, the number of product recalls in the United Kingdom hit a record high of 575, an increase of 48 per cent over the previous year, according to the most recent data from corporate and insurance law firm, RFC. Product recalls can have a significant impact on your business, including financial costs, disruptions to
