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business continuity
Business Interruption Insurance

Stronger storms and floods stress need for business continuity planning

Hurricanes Harvey and Irma caused an estimated $150 billion to $200 billion in damages to Texas and Florida in the United States, according to Moody’s Analytics. The increased devastation by hurricanes in the States has a connection to the heightened risk of unprecedented rainfall in the United Kingdom. This winter, the Met Office predicts a

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insurance types
Liability Insurance

3 of the most misunderstood insurance types for businesses

Starting a business is exhilarating. Insurance isn’t. Dependent on the type and size of your business, you’ll likely need some level of insurance to legally satisfy your business duties. Checking out insurance types and deciding which is and isn’t applicable to you, is stressful, time-consuming and can make you feel out of your depth. Due

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environmental liability cover
Business Interruption Insurance

The leading causes of underinsurance and how to fix it

No matter how bright the future looks for your business, you never know when disaster will strike. Whether it be a flood or destructive building fire, underinsurance can be a problem. It is vital to have proper insurance policies to protect your business from any interruptions—especially if you are a SME with minimal financial flexibility.

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Incident response
Business Advice

Who should be on your Incident Response Team?

Nobody hopes for a business catastrophe, but the best entrepreneurs will plan for one. Whether it’s flooding after a natural disaster which damages stock and premises, or a server outage which prevents online orders, “unforeseen circumstances” can wreak a wide scope of havoc on your business. How long could your business survive if your everyday business processes were disrupted?

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Business interruption
business insurance

Business interruption can happen at any time – are you prepared?

Most of us take our workplaces for granted. We come and go, popping out for lunch or to a meeting, expecting that everything will be the same when we return. But what if something happened to disrupt this smooth flow? As hundreds of workers found out in the City of London in July 2016, the

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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