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Contingency planning
Business Advice

Contingency planning for weather emergencies

The Met Office are forecasting for Storms Dudley and Eunice to hit the UK this week, bringing wind, rain and snow. If your business can keep going in the face of adverse weather events, it’s a good sign that you have strong, resilient processes and structures. If operations grind to a halt then it’s likely

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Highway Code
Motor Fleet Insurance

Changes to the Highway Code

Changes to the Highway Code, designed to improve road safety for people cycling, riding horses or driving horse drawn vehicles and pedestrians, came into force on 29th January 2022. The updated code states that while all road users are responsible for their own safety and that of other road users “those in charge of vehicles

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Cold weather
Business Interruption Insurance

Cold weather risks faced by small businesses

Cold weather and a few inches of powdery snow might send the nation into a frenzy, but business owners will testify that the prospect of a day off work can have a serious impact on profits. However, a little bit of preparation can be key to avoiding disruption – and business interruption. Employee Attendance Cold weather

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Blue Monday
Cyber Liability Insurance

Blue Monday

The 3rd Monday in January has been designated as Blue Monday and is seen as the most depressing day of the year. This, combined with the ongoing uncertainty due to the global coronavirus pandemic, is likely to cause worries and doubts for many workers. According to a survey conducted by Human Resource Management, 65% of

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cyberattack
Cyber Liability Insurance

Five steps to lowering the risk of a cyberattack

Businesses are more reliant on technology than ever. We take a look at what you can do to lower the risk of a cyberattack and prepare your defence. Knowledge is power The world of cyber and technology is constantly evolving and the risks that threaten your business can look different one day to the next.

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Winter
Business Advice

WINTER IS HERE – IS YOUR BUSINESS READY?

With temperatures dropping and the chance of snow on the horizon, are you ready for winter as a business owner? Here’s some tips to keep everything running smoothly so you can continue to provide great service, whatever the weather outside. Helping you plan for the worst If you haven’t already been inspired by the disastrous

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legionella
Property Advice

Is your unoccupied building harbouring legionella bacteria?

As many commercial and residential buildings remain empty over periods of lockdown, experts are concerned that these have the potential for a build-up of legionella bacteria, responsible for Legionnaires’ disease. Why it happens Legionella bacteria can grow and multiply in building water systems, particularly when water is left stagnant or tepid, or the system is

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boiler
Property Advice

Winter is coming: is your boiler ship-shape?

It’s Christmas day, and you wake up to open your presents. Brrr! It’s cold! You go to put the boiler on, only to realise that it’s not working. What do you do? Probably panic. You can avoid this worst-case-scenario by getting your boiler checked before winter is in full swing. Although you can’t guarantee your

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Halloween
Business Advice

Your Halloween Survival Guide

Halloween can be traced back as far as the ancient festival of Samhain when, on the 31st of October, the ghosts of the dead would revisit the mortal world. To ward off any evil spirits in their midst, large bonfires were lit in each village. Druids then walked from house-to-house with embers from the sacred bonfire

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Seasonal Affective Disorder
Health and Protection Insurance

Addressing Seasonal Affective Disorder (SAD) in the workplace

Seasonal Affective Disorder (SAD) is a form of depression which peaks seasonally, becoming most apparent in the winter months. The cause of SAD isn’t completely understood, however. It’s rarer in parts of the world with consistently long, bright days, and so is often linked to shorter days, longer nights and lack of sunlight. When someone

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Unit 7
The Office Village
Silkwood Park
Wakefield
WF5 9TJ

Ethos Broking

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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