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start-up business
Business Advice

How to expand your start-up business

So you’ve been running your start-up business for a while now and feel the time has come to expand? You’re in luck. With the advancement of online technology it’s never been easier to grow your business internationally, with translation services, overseas banking and global travel more accessible than ever. With the right strategy, resources and

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privacy notice
Business Advice

GDPR – don’t overlook your privacy notice

The GDPR comes into effect on 25 May, which does not leave your organisation much time to comply. While you’ve most likely been busy making the necessary high-level GDPR revisions, such as to how you obtain clients’ consent, you may be overlooking a key GDPR component—your privacy notice. These notices provide data subjects, such as

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small businesses
business insurance

Confidence in small businesses hits highest level since 2015

New figures from the SME Confidence Tracker reveal a boost for small businesses as confidence in SMEs rebounds to levels last seen in 2015. The number of SMEs expecting sales to increase between April and June has risen by 13% in the first three months of the year, with 50% predicting an increase. The shift

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Trade Credit Insurance
Business Advice

Trade Credit Insurance

Chasing late payments is one of the most frustrating parts of running a small business. Without Trade Credit Insurance, unpaid invoices are more than simply an inconvenience, they can prevent businesses from growing – or even plunge them into debt. 17% of all payments in the UK are made late……while nearly 10% are eventually written

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occupational health and safety
Business Advice

Occupational health and safety – new international standard

The British Standards Institution (BSI) has developed the world’s first international standard for occupational health and safety management, with input from over 70 countries. Aiming to address the global need to improve the health and safety of workers, ISO 45001 encourages employers to view occupational health and safety as an investment, rather than a regulatory

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recalls
Manufacturing and Wholesale

New Government Guide to make product safety recalls easier

In 2015-16, the number of product recalls in the United Kingdom hit a record high of 575, an increase of 48 per cent over the previous year, according to the most recent data from corporate and insurance law firm, RFC. Product recalls can have a significant impact on your business, including financial costs, disruptions to

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public liability
Construction Industry Insurance

Public Liability – Work Zone Awareness

Separating pedestrians and vehicles, both those in operation on a construction site and traffic diverted due to a work zone, is not just good practice, it’s a legal requirement. Creating an entirely separate route, one which represents pedestrian’s natural direction or “desire line”, will keep them away from vehicles while encouraging them not to stray

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incident response
Business Advice

Who should be on your Incident Response Team?

Nobody hopes for a business catastrophe, but the best entrepreneurs will plan for one with an incident response team. Whether it’s flooding after a natural disaster which damages stock and premises, or a server outage which prevents online orders, “unforeseen circumstances” can wreak a wide scope of havoc on your business. How long could your business survive if your

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employers' liability
Construction Industry Insurance

Employers’ liability insurance for construction companies

Materials, tools, bits and pieces left in pockets – all of these have the potential to cause a fatal accident if dropped, pulled or nudged from a great enough height. – protect your company with employers’ liability insurance. Here are a couple of scenarios in which every day and job-specific articles can cause some serious

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insolvency
Directors' & Officers' Insurance

Responsibility for insolvency

Carillion, formerly the second-largest construction company in the United Kingdom, went into compulsory liquidation on 15 January. Unfortunately, this type of situation is not uncommon, as the number of companies that entered insolvency in 2017 rose by 4.2% to 17,243, according to the Insolvency Service. Regardless of the size of the organisation, insolvency has significant

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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