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inflation
Business Advice

Less for more thanks to latest inflation figures

The refreshed currency in our pockets, purses and wallets won’t stay there long thanks to the highest inflation in the UK in five years. While clothing has remained low, food, transport and utility prices have tipped inflation over the edge from 2.9% in August to 3% in September, with wage increases still hobbling behind at

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cyber attacks
Business Advice

Cyber attacks – firms face £17 million fines

New cyber security crackdown could see the introduction of radical fines for failing to guard against cyber attacks, says the Department for Digital, Culture, Media and Sport. For today’s businesses, protecting data and digital assets with cyber security is as essential as locking the office doors at night to protect physical property. Now the government

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Data protection
Business Advice

Obtaining consent under the General Data Protection Regulation

On 25 May 2018, the General Data Protection Regulation (GDPR) comes into effect in the EU and across the United Kingdom. The GDPR replaces the Data Protection Act and ushers in expanded rights to individuals and their data, and places greater obligations on businesses and other entities that process personal data. While the GDPR includes

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rainfall
Business Advice

Unprecedented rainfall to batter Britain this winter

Nearly 17,000 homes and businesses flooded during the winter of 2015-16, and this winter is supposed to be worse. Britain is expected to experience unprecedented rainfall, with predicted records to be broken by up to 30 per cent, according to the Met Office. What’s more, according to the Royal Institution of Chartered Surveyors, 300,000 commercial

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Insurance claim
Business Advice

Your insurance claim has been rejected: now what?

While it may come as an unpleasant surprise, there are ways to turn around a rejected insurance claim. There are a few reasons why an insurer may reject your claim. You could have given the wrong information, either intentionally or by mistake – like forgetting to update your car insurance with a new address, for

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Business
Business Advice

Buying a business

Whether you are thinking about buying an existing SME, or your company is looking into acquiring another business, here’s what to watch out for. While starting from scratch can be rewarding in its own right, buying an existing business can offer a variety of benefits, from inheriting a loyal customer base and established brand name

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internet
Business Advice

The internet in 60 seconds

The internet in 60 seconds Through a combined global effort, we manage to get a lot from a minute’s worth of browsing and streaming. Are you ever surprised by the amount of webpage visits you’ve clocked up when going back through your search history, or are you figuring out if you are among the average

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currency
Business Advice

Preparing for the redesigned currency

Beginning in 2013, the Bank of England (BoE) began the difficult process of updating the nation’s currency in an effort to discourage counterfeiters. The operation involved a comprehensive redesign of the £1 coin along with the £5, £10 and £20 banknotes, which included altering the appearance, shape and materials of the currency. While these may

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Pub business
Business Advice

Puppy power: dogs improve pub business

98% of publicans whose premises allow dogs say furry friends are good for pub business. A country walk and a drink in the pub accompanied by a muddy dog is heaven if you’re a dog lover. And with 98% dog-friendly pubs believing four-legged customers improve business, the Kennel Club says other publicans should get in

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cyber attack
Business Advice

Major cyber attack could cause damage totaling £40.5billion

The threat posed by a cyber attack is gaining traction as major organisations begin to understand the potential breadth and true cost of a hack. Now, new research from Lloyd’s has suggested that the consequences of an extreme cyber attack could even be equivalent to the losses incurred by a catastrophic natural disaster. A major

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Unit 7
The Office Village
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WF5 9TJ

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Lockyers is a trading name of Advisory Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (reference number 313250). Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Registered in England & Wales No. 04043759.
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