Private Medical Insurance

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Protect your business

On average employees are absent for 6.9 working days per year which can be a major cost for businesses. Private medical insurance provides you and your employees with prompt access to diagnosis and treatment for curable, short term illnesses or injuries. Private medical insurance reduces lengthy absences caused by joining NHS waiting lists for treatment so enables a return to work as soon as possible. Private medical insurance is also a valued employee benefit and can help to attract and retain staff.

Private medical insurance core cover for businesses can include:

Out-patient treatment of acute conditions

  • Consultations and treatment by a specialist
  • Diagnostic tests
  • Pre-admission tests
  • Radiotherapy & Chemotherapy
  • Treatment for musculoskeletal conditions
  • Psychiatric treatment

In-patient or day-patient treatment of acute conditions

  • Hospital charges including accommodation and meals, nursing care, drugs and surgical dressings and theatre fees
  • Specialists’ fees
  • Diagnostic tests including blood tests, X-rays, scans and ECGs
  • CT, MRI and PET scans
  • Radiotherapy & Chemotherapy
  • Treatment for musculoskeletal conditions
  • NHS Cash benefit – £100 each night up to 25 nights


When you take out Private Medical Insurance with Lockyers you receive these additional options FREE

  • Dental and optical
  • 28 day in-patient psychiatric cover
  • Access to a 24 hour GP helpline
  • 24 hour stress counselling line

Lockyers are a leading, independent insurance broker and we aren’t just here to sell you a policy. Once you become one of our clients we will work with you on an ongoing basis, adjusting the policy as required.

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