Firstly, I need to give a little introduction to this article. It started off as a guide for a friend in purchasing who had left the public sector and moved to a fairly large company in the private sector. They asked me to look at tender processes used by local government, and see how to [...]
Any kind of insurance is an agreement by the insurer to make payment if a certain risk happens. In working out the premium to charge, or whether even to provide cover, it is fair that the insurer knows all relevant facts to be able to work out just h
Since the Government introduced it’s electricty Feed In Tariffs, FITs, there has been a rapid increase in the demand for the generating equipment to be installed. As you would expect, a new industry presents new risks, for both insurers and client
During the unfortunate incidents in London and other major cities in the UK over the last few days many homes and businesses have been devastated by fire, theft or general malicious damage. If you have concerns that your property or business may be
With Lockyers being the primary source for Fish Pedicure Insurance, we thought we should do our best to help the industry along. With this in mind we have launched, www.findafishpedicure.co.uk , the UK’s first searchable Fish Pedicure Directory .
Water damage is one of the most common home insurance claims in the country. Most damage is caused by burst pipes, old appliances or a leaky roof. It’s more than likely that your home insurance policy will cover this type of damage – but you ne
If you know or suspect your business may be at risk, taking action promptly is vital to minimise potential damage. Prompt action and notification of problems are often a standard condition of many professional indemnity policies. Insurers may re
Businesses are being advised to check their commercial vehicle insurance cover as premiums rise in line with the increasing number of claims for fuel theft. Theft of fuel is becoming a major problem for UK businesses. A weak economy and rapidly r
Most businesses nowadays use the internet and email to conduct business. Many have invested heavily in technology to ensure their online communications run smoothly – but investment in appropriate insurance against the increasing problem of cyber
